Christmas Lay-Away Starts 9/13 For Some Retailers


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  Christmas already? Some stores are starting their lay-away services early this season.  It's nice to see that Walmart won't be charging shoppers to open an account this year and check out Toys R Us expanding their price match policy!  The following information comes from CNBC. Toys R Us announced Wednesday that it would expand its price-match guarantee to include online retailers including Amazon.com Walmart.com Target.com and BestBuy.com among others. The aim, … [Read more...]

Hit Up Those Outlet Malls For Great Savings


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Hit Up Those Outlet Malls For Great Savings One of my favorite places to hit up and shop are the outlet malls! We are lucky enough to have 2 near us.  Well, not real close, we have one to the east and one to the west, both about 45 minutes away. But, if you plan your trip right, it is worth the drive, plus, you can have a fun little "daycation"! My husband is hard on jeans! When I say hard on them, I mean it! He can ruin a pair of jeans to the point of needing to trash them in 6-8 months. It … [Read more...]

Are You In Debt? This Is My Personal Story


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I normally don't share personal details unless you are an intimate friend.  I'm sharing with you because you can do this. I know you can because we are!  Month after month I had to use the next paycheck to pay for the current bills. We lived like so many others do. We see it, we want it, we charge it. Sound familiar? January 2011 We were $90,000 in debt with credit cards and loans. As of February 2012 (13 months) we should have a remaining balance of $59,144 in debt meaning we will have paid … [Read more...]

Amazon Student Members Save Up To $70 On A Kindle Fire


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Amazon Student Members Save Up To $70 On A Kindle Fire   If you are a student and an Amazon Student Prime Member, then here is a HOT deal for you! Right now, you can save up to $70 on a Kindle Fire! If you are not sure what an Amazon Student Prime Membership is, you can read about it and sign up here. Amazon Student is a special version of Amazon Prime made especially for Students. You will get your first 6 months free, and after the first 6 months, if you decide to keep your membership, … [Read more...]

Save $100 On Samsung Galaxy Tablets With Verizon


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Save $100 On Samsung Galaxy Tablets With Verizon With so many College Students headed back to class soon, Verizon has a HOT deal on Samsung Galaxy Tablets for you! If you want a tablet to take with you for classes, keeping in touch with family, or to take notes in class and not have to lug around a laptop, then this is the perfect College accessory! This is a deal I am excited about! I have been mulling around with the idea of getting a tablet. My husband loves the Samsung Galaxy phones, … [Read more...]

Save Up To 90% On College Textbooks Through Amazon


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Save Up To 90% On College Textbooks Through Amazon One of the biggest college expenses is text books! They can cost almost as much as tuition! Then, when you class is done, you turn them in and barely get anything  back for them. Did you know that you can buy College Textbooks on Amazon? You can save up to 90% and get the same books that cost a fortune when purchasing them at the College bookstore! You can buy new or used on Amazon! The process is simple, just go here and enter the name … [Read more...]

Buying Quality Saves You Money


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You need or want something. Do you  go out and buy it without much thought, do you buy a less expensive option hoping it will hold up or do you plan for your purchase so you can get what you really want? I've done all 3 and still do depending on the situation. Even when I plan for a purchase I'm frugal. I wait for a good sale when I can, spending alot of money and buying quality aren't the same thing. The Problems 5 years ago I bought a 4 qt Calphalon sauce pan. The coating had started to … [Read more...]

Make Your Own Homemade Dishwasher Tabs!


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Homemade Dishwasher Tabs! Check out these homemade dishwasher tabs. This is a easy and cheap way to keep your dishes clean without breaking the bank. It doesn't take much effort to make these tabs and all ingredients can be found in your local grocery store. Ingredients: Lemon Juice Borax Washing Soda Epsom Salts Citric Acid (Can be found in the canning section) Baking Soda Vinegar Mold for tabs Put 1/2 cup each of borax, washing soda, and Epson salts into a mixing bowl. Mix dry … [Read more...]

Amazon Prime For Students FREE For 6 Months


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Amazon Prime For Students FREE For 6 Months If you are a student, now is the time to sign up for Amazon Prime for students! Not only will you get it for FREE for 6 months ($49 value), but if you decide to continue after your 6 month trial, you will only pay $49 a year instead of the normal $99! On the other side, after your 6 months is up, you can cancel and never be charged. Amazon has even added another perk to sign up and try Amazon Prime for Students! For ever friend you refer and … [Read more...]

Tax Free Holiday 2013 Schedule


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Tax Free Holiday Schedule Get ready, it's coming back for many states, starting as early as July 26 for Mississippi. The tax free holiday, that is. I love this "holiday" and I don't even have kids. It's a great time to stock up on office supplies for my business, not to mention fulfilling any clothing needs my husband and I have. Each state has different requirements so you'll have to check yours. As a convenience, I've linked each state to any information I found available. Your state … [Read more...]

I Can’t Believe It! I’m Debt Free!


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I can’t believe it! I am debt free! It has taken me a little over 2 years but I did it. Looking back on my financial situation I can’t believe I let myself get into that mess. I had 2 department cards, a finance company loan, and when I found out I was pregnant with my 4th child, I decided that I needed a bigger car and went out and got a car payment. Becoming debt free has been a journey for me but I started small. Couponing was the beginning to me taking control of my finances. No more going … [Read more...]

How My Stockpile Saved Us In A Rough Patch


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How My Stockpile Saved Us In A Rough Patch One of the things you will learn here at The Coupon Wizards is  building a stockpile of what your family uses. Find your items at rock bottom prices and create a stockpile big enough to last 3 months until the next sale cycle to save the most money. But, what about when you fall on a rough patch and just can't afford to go to the store each week? About 3 1/2 weeks ago, my husband had some medical issues and has been on medical leave from work. We … [Read more...]

Verizon HOT Promotions For June Including FREE Smartphones


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Verizon HOT Promotions For June Including FREE Smartphones June is HOT for great cell phone deals. Verizon has some amazing deals that also include the latest smartphones FREE when you sign up for service! For all the recent High School Grads going off to college in the fall, these are great deals to get them into a phone plan. Since this is their first time away from home, get them a plan with reliable coverage and exactly what they need when away from home. Plus, Mom call call her new … [Read more...]

Verizon Cell Phone Deals Are HOT In June Including FREE Phones


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Verizon Cell Phone Deals Are HOT In June Including FREE Phones It's June and the weather isn't the only thing that's hot, so are the cell phone deals! With so many high school graduates going off to college in the fall, what better time to get them a HOT cell phone deal! Keep in touch with them when they go away to school and are away from home for the first time. Plus, they have no excuse for not being by a phone when Mom wants to talk to her baby. lol If you are thinking about changing … [Read more...]

Pay Your Children in Their Currency


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Teaching children about money can be as easy or as difficult as you make it. One thing that I have learned from raising my boys is that I need to pay them in the currency that they desire and understand. To clarify, Grayson understands money. He has been able to figure simple sales tax since he was 5 and he knows what it means to work for a dollar. He understands that he needs to save. He understands that he needs to make good decisions with his spending money. He understands that he is going to … [Read more...]

Emergency Funds Are A Must Have! My Daughter Was Grateful For Ours!


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What could have been a major financial hit, ended up being no big thing for me this week. Why? Because I had an emergency fund in place. My 15 year old broke her front tooth about 5 years ago. At the time, we had a state funded insurance on the kids that covered the entire cost of the repair. This was long before I learned the art of couponing, debt snowballing, and emergency funds. Fast forward to this past Sunday. While sitting in Best Buy, my daughter was goofing around and somehow managed … [Read more...]

How Does a Car Accrual Account Work?


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If you haven't taken our financial webinars then you may not understand the term "accrual account". An accrual account is a bank account where you place money that you know you will need for future purposes. With regard to budgeting, we budget money to be put into our accrual account every month so that we always have the cash to pay for our expenses that we would otherwise place on credit cards. I have my accrual account set up in a Capital One 360 Checking Account. I like the fact that it is … [Read more...]

American Express Serve: Why All Frugal Fanatics Should Have One


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For those of you that don't know, I am not a huge fan of Paypal. They are a necessary evil for me to run my business......until now. Many of you have seen us post prepaid cards from American Express in the past, but this one is different. I am happy to introduce you to the American Express Serve card. They have teamed up with The Coupon Wizards for a very limited time to get the word out about their new program.  No credit checks, no monthly fees and no annual fees.  Online security is a huge … [Read more...]

New Freezer, Paid Cash – But Where Did The Money Come From?


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New Freezer, Paid Cash - But Where Did The Money Come From? We have built the emergency fund, but that is for emergencies. It would be easy to just grab some money out of there for something we want, but doesn't that defeat the purpose of labeling it as an emergency fund? You decided to invest in a new freezer, fridge, dishwasher, or  a DIY project  in your home. Where do you find the money? Most of us think we don't have $400 or (maybe more) just lying around, but would be surprised at … [Read more...]

Money Management – 3 Reasons to Negotiate Like Your Kids


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Something happens to us as we age. We get soft. No, not around the middle, in our minds. In certain areas of our lives, we lose our edge. I realize that this is a blanket statement so this article will not apply to everyone. However, I do feel like there is something to be gained by all who continue reading. Recently, I have started getting up earlier than normal and getting my workout in before the sun comes up. Not only do I feel better for the rest of the day, but I actually have the whole … [Read more...]