H&R Block – Prepare & eFile Your Taxes for Free


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H&R Block - Free Tax Prep & eFile Looking for a way to easily complete your tax return for free this year? I've been doing our own taxes the last couple years, but this is the first time I've prepared it using an online version rather than the program you buy at the office supply store. I figured, why go buy the program when I'm going to use it once and forget it? By doing it online, there's no software to buy. The best part is, once you prepare your 2012 return, the following year, … [Read more...]

Shopping for Cars Tip #2 – New to you is as Good as New


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Shopping for cars can be fun. The anticipation of finally replacing that old clunker is exhilarating. If you followed our advice in Shopping for Cars Tip #1 and have been patient, the reward will very much be worth the wait. The next tip is really quite simple and very straightforward: Buy used vehicles. I am sure that you have heard the cliche that a car depreciates 30% the minute you drive it off the lot. It's honestly not too far from the truth. Once a new car is driven, it's no longer new. I … [Read more...]

TurboTax – Prepare Your Simple Return for Free


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TurboTax - Prepare Your Return Now Looking for a way to easily complete your tax return for free this year? I chose TurboTax, as I do most years, but this is the first time I've prepared it using the online version rather than the program you buy at the office supply store. I figured, why go buy the program when I'm going to use it once and forget it? By doing it online, there's no software to buy. The best part is, once you prepare your 2012 return, the following year, when it comes time to do … [Read more...]

Shopping for Cars Tip #1 – Patience Pays Off


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I have heard the statistics and they are astounding. The majority of people that are shopping for cars will purchase a vehicle within 48 hours of stepping onto the lot the first time. I must admit, I am not helping that statistic any, but it's for a good reason. I don't go to the lot until I am absolutely ready to buy. I think sometimes we purchase cars out of necessity or self-entitlement instead of taking our time to be sure we are buying "value". It's a proven fact that at some point, your … [Read more...]

Pay Per View: My Household vs. Money


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How can I get paid on Monday and be broke by Wednesday? I work a full time job so where is the money going? I knew that I was not a millionaire but dang, I should be able to pay my bills and have a little money left over.  I needed to get control of my family’s finances and I needed to do it quick. We were digging ourselves into a hole and borrowing money to fill it up and then doing it all over again. This was not how we wanted to live our lives anymore. I signed up for a budgeting webinar … [Read more...]

Habitat Re Store- Great Way To Save On DIY Projects!


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It is the start of a new year, which means new projects we are all planning around the house. My husband and I are no exception. We embarked on a full bathroom remodel a couple weeks ago. (Don’t tell my husband, but there are a few more I already on my  list to do, lol).  DIY projects are wonderful in the fact you can design anyway you want, plus you can save a ton of money by not paying for labor and unnecessary expenses. I have another awesome way to save when you start these projects. … [Read more...]

Saving Money in the Meat Department – Pork Loin


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If there is one thing that I hear from couponers on a daily basis, it's that they haven't learned about effectively saving money on meat and produce. I have good news for you! We are going to teach you how, and you won't even have to use coupons to do it!   This post is the first in a series of posts that will teach you how to get the most bang for your buck in the meat department. I decided to start with a pork loin because it's one of the easiest for you to process in your own kitchen. I … [Read more...]

Win $2,500 in the Get it Together Challenge from Manilla


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Kick off 2013 and use Manilla to organize and simplify all of your accounts in one secure place. Enter The Manilla Get It Together Challenge to become more organized and win the I Got It Together $2,500 Grand Prize and other amazing Manilla partner prizes. How To Enter: New to Manilla? Sign up for FREE, link 3 accounts and automatically be entered to win great prizes! Visit Manilla.com/Challenge to get started. Already have a Manilla account? Make sure you have linked 3 accounts and visit … [Read more...]

Win a Dell XPS 10 Tablet from Learnvest!


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Wow!  This is the gift that keeps on giving!  Not only do you get a shot at whipping your budget into shape, but you have a shot at winning a Dell XPS 10 Tablet!  If you are already have a free Learnvest account, you should have received notification of this giveaway in today's email. If you don't have a free Learnvest account, click the image below to get started, or you may simply CLICK HERE!     While the tablet would be a nice prize, the real value is in the … [Read more...]

Holiday Shopping Tips


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Tis the season, let the games begin! We look for the best deals, the best gifts we can find and we usually go overboard because we don't have a plan.  Be reasonable, you do not need to buy something for every person you know and each of their family members. The holiday's are about giving of yourself and showing the people in your life how you feel about them not going into debt.  Plan ahead, organize and stick to the plan Make a list of everyone you want to give gifts to. Design a set … [Read more...]

Save Big at the Gas Pump with Fuel Rewards!


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I cannot begin to tell you the number of people I know that have saved huge money at the pump by using this program. The cool part is that you can save money on gas by spending money you were already planning to spend! I have friends in the blogging community that have gotten their gas for less than .10 per gallon because they committed to this program and worked it daily. Buy groceries and save! Eat at restaurants and save! Go on trips and save! Every time you spend money inside of the … [Read more...]

Saving for Success


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Guest Post By- Ashley Kaforey I struggled finding that perfect article for you all to read, as I have so many different hobbies & passions that I’d love to share. I figured what was best, since this is the beginning, is talking about where I came from before coupons to where I am now. I figured it’d be best for you all to know me, and know where my integrity lies. In 2004, I became a mom to my very first little girl. I was young, scared, and alone. I thought for sure that I was … [Read more...]

Stretching My Dollars and Time


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Guest Post By- Ashley Jackson My interests right now are anything to do with making my money go as far as possible and using every minute in the day for a purpose. I work, have four kids, and drive around kids to different activities they take part in. Recently I have started freezer cooking. I was told about cooking extra food and freezing it by a co-worker and decided to look farther into it. I found plenty of recipes the showed you how to double or triple your meals and the best methods … [Read more...]

Shopping for your Spouse with a Debt Free Spending Plan


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As you know living a debt free lifestyle and operating on a debt free spending plan is not easy until you get the hang of it.  Aside from the fact that you need to get accustomed to living on a budget and spending only cash, there are other frustrations that aren't initially evident.  One such "issue" is keeping your holiday shopping a surprise from your spouse or significant other.  I had never really thought about this in the past because I typically squirrel away the money I am going to spend … [Read more...]

Earn Real Cash from Watching Commercials!


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Earning online with Jingit is a breeze. You can do it from your phone, or you can do it from your computer. The choice is yours. One thing I like about it  is that you will get a constant stream of offers that only take about 30 seconds to complete. The best part? Get the Jingit Debit card and you will have your cash immediately! You can download the smartphone ap and earn even more by checking in at your favorite stores and completing brief online surveys! Once you have read the information … [Read more...]

Budgeting Tip: Control Your Cell Phone Costs and Reduce Your Monthly Payment


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This is a Sponsored post written by me on behalf of Boost Mobile for SocialSpark. All opinions are 100% mine.  If you are looking to get your household finances under control, one place you can usually find fat in your budget is your cell phone costs.  With standard cell phone providers gradually increasing rates over the last several years, you may be paying 50% more than you were when you originally agreed to your contract.  Because of this phenomenon, alternative cell … [Read more...]

Open a Christmas Account Today and get a $50.00 Bonus!


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  Oh, the colors of Christmas:  red, green and .....orange?  Yep, you got it!  Orange.  Orange as in Christmas account orange! ING Direct is giving you $50.00 when you open an Electric Orange Account online.  Granted, a $50.00 bonus is certainly nice to have.  However, the part that I like better is that I get to shed all of the ridiculous banking fees when I deal with them.  It's not a secret.  The Coupon Wizards use ING Direct for our emergency funds and accrual accounts.  Now that … [Read more...]

Tuesdays Tips – But It Was Only A Dollar


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How long has that been in my stockpile? When I jumped into couponing as a lifestyle I was chasing every deal at every store for months. Once I realized what I was doing I hit the brakes. What am I doing? What am I buying? I've never bought this stuff before! It took several months for revelation to sink in. I look at my stockpile regularly. Notice I didn't say inventory, rotate or examine? I open the door and I look at it. I do rotate food when I restock items I've purchased by moving older … [Read more...]

Shop Online Safely this Holiday Season with a Green Dot Visa


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One of the ways that you can protect yourself this Holiday Season is to use a pre-paid card when you shop online. It never fails. Every year, one of the major sites gets hacked and millions of people have their card numbers compromised. I don't mean just the retailers, the banks are guilty too! One of the ways that Annie and I protect ourselves when shopping online is with a pre-paid card like this Green Dot Visa. Aside from using it to shop online, it is also a great way to budget some … [Read more...]

Planned Budget Saves Emergency Fund Again


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Hubby and I do have our $1,000 emergency fund. However, I am extremely over protective of it. In order to minimize us touching it I do budget for "stashes". These stashes include car repairs/maintenance/tags, house repairs and medical to name a few. Each month a set amount is put into the "stash" so that if something pops up we have money sitting there waiting for it. This has kept us from touching the emergency fund or having to put something unexpected on a credit card. Again this … [Read more...]