What are The Coupon Wizards Webinars and What Can I Expect?


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People ask me all the time: "What are the Coupon Wizards Webinars?" so I decided I would finally take a few minutes and write a quick post about them. One of the things that I decided when I launched The Coupon Wizards in January 2011 was that I wanted our page to be different. I wanted it to be more a family or community than just a page that spit out information but was never around when it was time to answer questions. To this end, I began to develop a series of live, online training sessions … [Read more...]

Fabulous Free Child ID Safety Kit from Gerber Life


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You never think about needed things like a child id safety kit until you actually need it. Why not snag this freebie tonight? I was able to go in and grab one for each of my three boys. All you have to do is fill out the first two pages of information and you will receive yours in the mail. In addition, it's highly likely you will score some good Gerber coupons too! Even if your kids are past the baby food stage, these are great to give to friends or family members with small children. The kit … [Read more...]

$10.82 for Scott 1000 20 Roll Pack at a Stockpile Price


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We have 3 boys. Toilet paper is not much of a luxury in the "hall bathroom". It's a commodity and one that gets flushed so when I can find a really good price on the Scott 1000, I stock up. Right now, Amazon has the 20 Roll pack of Scott 1000 slashed to $12.97. In addition, there is an e-coupon in the listing that can be found under special offers and promotions to save another $1.50 so be sure you are logged in when you click here. If you want to save even more, you can get it for as low as … [Read more...]

Win $10,000 Toward College Now OR Your Student Loans!


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Got debt? Specifically, do you have student loans? Are you in college or recently graduated and already feeling the weight of debt? Here’s a chance for you to get a big helping hand from SALT! Right now, you can enter the Face the Red Sweepstakes that will help you pay for the cost of college now or help pay back your student loans! 3 lucky winners will win $10,000 each. After you have entered the Sweepstakes, you can get 2 additional entries just by reading the SALT article that shows … [Read more...]

Pay Your Children in Their Currency


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Teaching children about money can be as easy or as difficult as you make it. One thing that I have learned from raising my boys is that I need to pay them in the currency that they desire and understand. To clarify, Grayson understands money. He has been able to figure simple sales tax since he was 5 and he knows what it means to work for a dollar. He understands that he needs to save. He understands that he needs to make good decisions with his spending money. He understands that he is going to … [Read more...]

Save Cash while Cleaning up Baby Clothes!


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As we prepare for the arrival of our new baby in September, we are finding a lot of wasted money. There are so many baby clothes that were bought for Ethan that are basically just collecting dust these days. As you know, I am not one to leave money hiding in a dark corner of my house. I am all about turning unused stuff into cash! Enter Reemarkit. Reemarkit is a free online service that allows you to list you unwanted items or shop from other peoples' listings online. The best part? You don't … [Read more...]

Money Management – 3 Reasons to Negotiate Like Your Kids


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Something happens to us as we age. We get soft. No, not around the middle, in our minds. In certain areas of our lives, we lose our edge. I realize that this is a blanket statement so this article will not apply to everyone. However, I do feel like there is something to be gained by all who continue reading. Recently, I have started getting up earlier than normal and getting my workout in before the sun comes up. Not only do I feel better for the rest of the day, but I actually have the whole … [Read more...]

Shopping for Cars Tip #3 – Hot Lease Terms are Your Best Friend!


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Before you start going ballistic sending me emails and commenting, please read this entire article. If you have ever heard me speak, you know that I think that leasing a vehicle is one of the absolute worst financial decisions you can make. It falls right in line with having a car payment in my book. In fact, it's worse because you aren't really paying down any debt, you are perpetuating it! However, by and large people will do what society dictates, so leases will not be going away anytime … [Read more...]

Shopping for Cars Tip #2 – New to you is as Good as New


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Shopping for cars can be fun. The anticipation of finally replacing that old clunker is exhilarating. If you followed our advice in Shopping for Cars Tip #1 and have been patient, the reward will very much be worth the wait. The next tip is really quite simple and very straightforward: Buy used vehicles. I am sure that you have heard the cliche that a car depreciates 30% the minute you drive it off the lot. It's honestly not too far from the truth. Once a new car is driven, it's no longer new. I … [Read more...]

Shopping for Cars Tip #1 – Patience Pays Off


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I have heard the statistics and they are astounding. The majority of people that are shopping for cars will purchase a vehicle within 48 hours of stepping onto the lot the first time. I must admit, I am not helping that statistic any, but it's for a good reason. I don't go to the lot until I am absolutely ready to buy. I think sometimes we purchase cars out of necessity or self-entitlement instead of taking our time to be sure we are buying "value". It's a proven fact that at some point, your … [Read more...]

Win $2,500 in the Get it Together Challenge from Manilla


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Kick off 2013 and use Manilla to organize and simplify all of your accounts in one secure place. Enter The Manilla Get It Together Challenge to become more organized and win the I Got It Together $2,500 Grand Prize and other amazing Manilla partner prizes. How To Enter: New to Manilla? Sign up for FREE, link 3 accounts and automatically be entered to win great prizes! Visit Manilla.com/Challenge to get started. Already have a Manilla account? Make sure you have linked 3 accounts and visit … [Read more...]

Know Your Credit Score for Free


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One of the things that we have talked about in the household finance webinars is knowing your debts.  While your credit score may be completely shot, one of the best ways to find out everything you owe is to pull a copy of your credit report. When you start paying down your debt, you will want to be sure that you are monitoring your credit report to be sure that all of the satisfied debts are being reported properly.  I personally use Credit Sesame and have used Credit Sesame for a while now. … [Read more...]

What Does FICO Mean?


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 Your credit score is important.  It is also valuable for you to know it.  What's even more valuable is if you know it, know what it means and can actually do the right things to impact it.  In the financial services world, your credit score is often used interchangeably with the word FICO.  Actually, to be 100% accurate, FICO is not a word which is why if you would have tried to look it up in the dictionary, you may not find it.  FICO is an acronym.  FICO stands for Fair, Isaac and Company. … [Read more...]

What is a Credit Score?


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In short, your credit score is your financial report card.  Think of it like a batting average in baseball.  Instead of telling the opposing team how likely you are to get a hit, it tells lenders how likely you are to repay an obligation to them.  Many things are taken into consideration when your score is calculated, but the primary index is your past history of repaying loans.  Lenders need this information because it will help them identify what type of credit risk you may be.  If you are … [Read more...]