Holiday Shopping Tips


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Tis the season, let the games begin! We look for the best deals, the best gifts we can find and we usually go overboard because we don't have a plan.  Be reasonable, you do not need to buy something for every person you know and each of their family members. The holiday's are about giving of yourself and showing the people in your life how you feel about them not going into debt.  Plan ahead, organize and stick to the plan Make a list of everyone you want to give gifts to. Design a set … [Read more...]

Sacrificing to Succeed


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Getting out of debt is just like losing weight. It's much more fun and faster to gain it than it is to get rid of. While my husband and I have made sacrifices for the betterment of our home I have personally taken it a few steps further from the foods I buy to the personal products I became accustomed too. The less I spend and the more I sacrifice now the better off  we will be in a very short time.  These sacrifices are only temporary, in two years my gardens will be filled with beautiful … [Read more...]

Getting out of Debt: Keeping Financial Records


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As many people are fighting the valiant fight to get out of debt, one thing that they tend to skimp on is record keeping. Let's face it, a lot of us that have had debt issues aren't the most organized people in the world, me included. I have had to put conscious measures in place to assure that I do everything in my power to have accurate records on hand in the event I am questioned or accused of "not paying something". As we scratch and claw to get out of debt, emotions run high. We are a … [Read more...]

You Will Love Modnique! Plus Get a $5.00 Credit for Registering!


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Those of you that have been following the page for a while know that I LOVE the daily deal sites.  Well, I think I may have just found my new favorite!  Modnique is a high end boutique with pricing that fits my wallet!  Some items are up to 85% off!  That is similar to other daily deal sites that are out there.  I get that.  However, I have NEVER logged into another daily deal site and seen Louis V as the first item event!  In addition, modnique has FREE SHIPPING in the U.S. all the time!  If … [Read more...]