Storage Shelving – How to Build It On a Budget


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

DIY Storage Shelving If you stockpile, you definitely need storage shelving! Our family has been couponing for just over a year now. In that year's time, we've outgrown the storage capacity in the kitchen cabinets. We don't get too carried away with our stockpile, but we do enjoy the extra savings that we're able to generate when items are at their 12 week low price. So we had to figure out how to build more storage shelving on a budget. At one point, the company I was working for was in … [Read more...]

Why Tax Refunds are Stupid


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Do You Try to Get Big Tax Refunds? Yeah, that's right, I said it. Tax refunds are STUPID! It is amazing how many people I talk with that "can't wait to get my tax check." Highly educated people that are both friends and family. Why? Why are they so excited? Why are they enamored with the fact that they just gave the Federal Government an interest free loan for the last 12 months? If you get big tax refunds (with the exception of EIC, and some special circumstances) STOP! If anyone needs an … [Read more...]

Skechers – Shame On You! I am Not a Happy Camper!


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Not Happy with Skechers While I happily stood behind Brita with their rebate debacle last week, I am not so fast to back Skechers.  Brita truly had an issue that was beyond their control and was not necessarily culpable.  This company, on the other hand, has had numerous issues nearly identical to this one in the past.  In fact, they have had so many of them that they felt the need to put a "policy" on their site that supposedly waives their liability for any mistakes their company makes. … [Read more...]

Financial Health – February’s Focus Is Start Preparing Now


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

February's Financial Health Focus February's focus is going to be financial health. We have already started giving you information on budgeting and getting out of debt, but we will be stepping it up in February. Quite a few of the Wizards are working the Dave Ramsey plan.  We are in various stages so we will be able to give you different points of views from the different stages.  One thing that is recommended for the upcoming month is to read one of his books.  While Dave Ramsey has a few … [Read more...]

LEGO Birthday Cake STOCKPILE CHALLENGE


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

My LEGO Birthday Cake Creation My family and I had an interesting challenge yesterday. I call it The Birthday Cake challenge using only my stockpile.~No trips to the store for ANYTHING. I had no idea what I was in store for. My son's birthday party is today and those big blue eyes looked up at me and requested a LEGO Birthday Cake. My first thought was to call the local bakery and have one whipped up. BUT, as I'm trying to stay on our frugal ways, I thought "Mommy can do anything!" and down … [Read more...]

Green New Years Resolutions: Healthy Family, Healthy Home


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Green New Years Household Tips Well, since my first set of green New Years household tips were so popular, thought I would share some more! Some of these may be the very same things your grandma and great-grandma used to do! Green New Years Household Tips Sanitizing Your Wooden Cutting Board - Rub lemon juice all over the board and let sit overnight. Poof! Bad bacteria go buh-bye! :) Hot lemon juice and baking soda will clean and refresh your kitchen sink drain, and it won't harm … [Read more...]

Deep Cleans – How Wizard Valerie Rolls


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

How I Perform Deep Cleans I just love completing a deep clean of my house, don't you? To me, there is just something so therapeutic about it that I can't quite put it into words. And not only does it make me feel good about myself, but there is nothing better than living in a home that is as clean as possible. It's the same when I go into my office, or any workspace for that matter. So, when I find that these places hire commercial cleaning services to help ensure that their areas are as … [Read more...]

Financial Records – Keep them to Help Get out of Debt


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Keep Good Financial Records As many people are fighting the valiant fight to get out of debt, one thing that they tend to skimp on is keeping good financial records. Let's face it, a lot of us that have had debt issues aren't the most organized people in the world, me included. I have had to put conscious measures in place to assure that I do everything in my power to have accurate records on hand in the event I am questioned or accused of "not paying something". As we scratch and claw … [Read more...]

Budgeting Tips for Newbies: The Mid-Month Review


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Newest Budgeting Tips Session Ready for more budgeting tips? Writing a budget is a chore. It doesn't matter if you are a proven veteran or a 2012 New Year's resolution baby. The fact is that it takes work, it takes tenacity and it takes discipline. I have learned a lot about budgeting throughout the years. Most of it has been trial and error. One thing that I do every month is the mid-month review. Today is January 14. If you started budgeting at the first of the year, there have been … [Read more...]

Saving Money? Yes, Real MEN Coupon!


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Real Men Couponing, Saving Money All the single ladies... THIS should be a trait you are looking for.  If a man is open to saving money in this way, MARRY HIM. :) And if he's not, marry him anyway, and lovingly show him :)  Eric helping me separate coupon inserts Real men saving money? When I first started this journey, my husband was involved from the get go.  Maybe not because he wanted to be, but because I was slightly obsessed.  How could he NOT be involved when our dining room table, … [Read more...]

Healthy Living 2012 Challenge ~ Healthy Snacks


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Healthy Living Challenge - Healthy Foods I'm trying my best with healthy living. I know when I was really active on Weight Watchers the hardest time for me were the weekends.  During the week I'm at work so I'm able to stay busy and don't really think about snacking.  Over the weekend, being home, it would all go down the drain. There is no way I can give up snacking, I've tried and it doesn't work for me. I quickly realized that the important thing wasn't for me to give up the snacks … [Read more...]

Green New Years resolutions ~ taking time for you!


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Green Resolutions We all get busy around the holidays and- well, every day really. I wanted to remind everyone just how important it is to take time to unwind and pamper yourself. Taking something like Vibes CBD gummies from https://vibescbd.co.uk/ to help you relax, or taking the time to exfoliate your skin can do wonders for your skin, wellbeing, and confidence. For the new year, let's try and use more natural products when it comes to pampering ourselves. Who needs all those chemicals … [Read more...]

Training Update: 5 Steps Forward and 15 Steps Back


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Training Update Training Update: Training for this half marathon is like taking 5 steps forward and 15 steps back!  I have started seeing a chiropractor/physical therapist for my migraines and so far I have seen a small improvement.  The trade off is that I am sore most of the day and then the following day from the work the therapist is doing on my shoulder and neck. My First Perfect Run, then Not So Much Perfection I had a perfect long run this past Sunday.  I ran four miles.  The last time … [Read more...]

The Ten Traits of EXTREMEly Effective Couponers Trait Two: They Stick to a Rigid Budget!


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Extremely Effective Couponers If you read the first installment of this series, you know that EXTREMEly effective couponers have defined goals.  Interestingly enough, the goals are not isolated to couponing.  When talking to these people, you will know where they are planning on taking their next vacation, which car they plan on purchasing to replace their current ride, where their children are going to school and the list goes on.  The fact is that they plan.  Part of that goal setting and … [Read more...]

Financial Bumps in the Road & How I Handle Them


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Handling Financial Bumps How do I handle financial bumps in my road? Well, I recently wrote a post on what we are doing to get out from under  the mountain debt we've buried ourselves under. Sadly, December decided to throw a wrench into our plans. While we were able to pay cash for Christmas, we had some unexpected expenses hit us as well as 'not paying attention to the budget' expenses. Oops! What happened? Vehicle repair $562.00 Root canal $545.00 (that's not done yet) Restocking … [Read more...]

The Ten Traits of EXTREMEly Effective Couponers Trait 1: They Have Defined Goals


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Effective Couponers As we embark on the 4th quarter of 2011, I feel it is important to focus on fiscal responsibility & being effective couponers.  Certainly this means the EXTREMEly effective use of coupons, but there is much more involved with fiscal responsibility.  After all, what is the point of couponing if you don't know how to manage the money you are saving?  Most people that have only been couponing for a short while become enamored with the idea of getting huge amounts of … [Read more...]

Essentials That No Kitchen Should Be Without


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Kitchen Essentials Through the years I have kept an ever changing wish list for my kitchen and as I can afford things I buy them. I prioritize my list and save the cash. It's very important to buy or replace what you have as you can afford to, on good quality items. Not only do they last longer but many knives and pans come with a lifetime guarantee.  Most importantly to me is that I want the security of knowing that my tools will stand up to the job at hand. The first thing on your list … [Read more...]

Do you speak the TRUTH when journaling?


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Journaling Truth That's the question. Are you honest with yourself when journaling?  I find myself wanting to make things sound "better." Why do I do that? Maybe it's because I don't want to face the truth~ or I want whatever I'm writing about to sound better to some unknown person who reads it later.  It's a constant awareness for me when I'm writing to be truthful and not embellish for that unknown person.  Questions like the ones listed below are HARD TO ANSWER.  They spark emotion, … [Read more...]

More green New Years resolutions ~ Taking the toxins out of your home


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Green Cleaners Now that we've covered a little about going more "green" by reducing, reusing, and recycling, I'd like to share with you some of the "eco" and family friendly cleaners I use. There's something satisfying about using homemade cleaners. You control what goes into it. You determine what you get out of it. I'm going to write a little about some great and simple recipes I have made and used MYSELF. These are from my experience. Your results may vary. There are many more things … [Read more...]

92d3fe425d250a07f0690e7b9446fd75d36d34df8c1539a41f 92d3fe425d250a07f0690e7b9446fd75d36d34df8c1539a41f