Super Bowl Party on a Budget


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Join me on MeWe! See everything I post (Easy signup here). Also join me on Telegram (also easy to sign up)! No censorship. No tracking. The best part about MeWe is live chat! Chat with me or other members in real time. I'm loving both so far. The best part? They're always FREE!   Super Bowl Party on a Budget We always have two big parties a year. There’s our Welcome to Hurricane Season party, which you would understand if you’re an insurance adjuster, and then there’s our annual … [Read more...]

Tax Free Holidays by State for 2018


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Join me on MeWe! See everything I post (Easy signup here). Also join me on Telegram (also easy to sign up)! No censorship. No tracking. The best part about MeWe is live chat! Chat with me or other members in real time. I'm loving both so far. The best part? They're always FREE!   Tax Free Holidays   It's almost time to start getting ready for Back to School with the Tax Free holidays for 2018! Below I’ve listed the tax free periods coming up by state, a sample of items that … [Read more...]

Florida Residents – We May be Saving More in January 2018


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  ***Don't miss a HOT deal or coupon. Make sure you've "Liked" our Facebook Page, The Coupon Wizards, and check it often! Also make sure to join our NEWEST Facebook Groups, Couponing at Target, Publix, CVS & More and Red Hot Online Dealz!***   Florida Residents Savings I just read this article on my local news page, The Brandon Patch, about possible savings coming to Florida Residents. I should say "additional savings." We already enjoy no sales tax on food (not including … [Read more...]

School Supply Stock Up Prices for 2015


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Shopping for School Supplies can be a huge expense. All the new clothes, and it seems every year, the list of supplies get longer, and more expensive. Take a look at the School Supply Stock up Price List we have compiled for you. This is just a price point for you to get the BEST Deals. You might see an item at a lower, or even slightly higher price on sale. Even if it is a few cents higher, it might be worth it to go ahead and grab it to avoid running to several stores. Some teachers ask for … [Read more...]

Auto Insurance – Trimming the Fat Tip #1


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Trimming the Fat on Your Auto Insurance As many of you know, by day I am a risk management consultant and licensed commercial property and casualty insurance agent.  I have a Certified Risk Managers designation as well as a Certified Insurance Counselors designation.  That means that I know a lot of stuff that is good for me to know, but basically worthless information to the population at large! However, I have decided to draw on some of that knowledge for at least a couple of the articles … [Read more...]

How to Stop Drafts in Your Home


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How to Stop Drafts in Your Home Everyone is looking for ways to save money on their home heating costs. One thing for certain, drafts that come in through windows and doors are one of the main reasons why your home heating bills are so high. There are several things that you can do to lessen the drafts coming into your home. How to Stop Drafts in Your Home The first step in eliminating drafts in your home is to identify where they are coming from. Place your hand at the window opening … [Read more...]

January Sales – What are the Best Items to Buy this Month?


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Best Items to Buy in January Every item has its sales cycle. There are times of the year when it’s best to buy one thing and not another. Those of us that have been couponing for a while have the food, health & beauty and paper & laundry supply cycles well in hand, but what about those big purchases? TVs, furniture, clothing, electronics, cars, bikes, gardening supplies and gas grills? There’s a time for everything and everything has it’s time. Below are the best items to buy this … [Read more...]

Seasonal Produce for January – Save Big by Stocking Up Now!


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What's Considered Seasonal Produce in January Knowing when peak seasons are for fruits & vegetables can save you big all year round. Buy your seasonal produce, when they’re in season and freeze until you need them throughout the year. You can cut them up if possible first, to save on room, can them, store them in baggies with your Foodsaver; the possibilities are endless! In January, most of your root vegetables, like carrots, turnips & parsnips are in season, along with citrus. … [Read more...]

Saving Money On Your Heating Bill – Tips to Help


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Saving Money On Your Heating Bill If you haven’t accepted it yet, winter is here. As I sit and write this article, the current temperature is -11 and it feels like -37 here in Indiana and we have over a foot of snow! Mother Nature sure knows how to put a stop to things real fast when she wants too. Living in Indiana all of my life you would think I would get used to the winters here. I think I just dislike the cold more every year. Haha! Every winter my husband and I purchase plastic to go … [Read more...]

Back To School Sales Tax Holiday 2014 Schedule


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Back To School Sales Tax Holiday 2014 Schedule Get ready, back to school is almost upon is & the sales are coming back for many states, starting as early as July 25 for Mississippi. The tax free holiday, that is. I love this “holiday” and I don’t even have kids. It’s a great time to stock up on office supplies for my business, not to mention fulfilling any clothing needs my husband and I have. Each state has different requirements so you’ll have to check yours. As a convenience, I’ve linked … [Read more...]

Electric Bills And The Power You Have To Control Them


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Electric Bills And The Power You Have To Control Them We all know that summer time is the time of year we dread opening our electric bills. I know it might not feel like it right now in parts of the country, but summer is right around the corner! When I moved to the south along the Gulf Coast 6 years ago, I learned to become very electric bill savvy. Meaning I looked for every way I could to lower that bill in the summer. The first thing I would suggest is to call your electric company and … [Read more...]

Hurricane Supplies Sales Tax Break 2014 for FL, LA & VA


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Hurricane Supplies Sales Tax Break Earlier in the year Florida, Virginia & Louisiana all named dates in 2014 for a Hurricane Supplies Sales Tax Break to help their citizens prepare for the upcoming storm season. Items that will be included in the tax break include hurricane preparation supplies, such as flashlights, batteries, weather radios, and other basic items that are essential to building a disaster supply kit. Hopefully as the years go on, more states along the coastal regions … [Read more...]

Tips For Saving At An Amusement Park


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Summer is the most popular time for going on vacation. While going on vacation can be fun, it can also be stressful if not planned ahead of time. Below are some ways to take some of the financial stress away and save some money while planning your trip to an amusement park or zoo. Planning Ahead for The Trip to the Amusement Park If you have decided you are going to go on a Summer Getaway to an amusement park, zoo, or water-park now is the time to start saving! Have a separate account or … [Read more...]

Money Doesn’t Have Emotions, People Do


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Money Doesn't Have Emotions We get mad when someone cuts us off in traffic. We despise having to be put on hold when all we have is a simple customer service question. We don't like being inconvenienced by having to wait in long lines. Our heart skips a beat when we finally find the love of our lives. We have anxiety when we are waiting on the results of medical testing. We have pride when our children accomplish things we only dreamed of. Let's face it, people are emotional. Money, on the … [Read more...]

Get Out Of Debt? YES You Can!


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How to Get Yourself Out of Debt Get yourself out of debt, you really can do it! Like so many other people, our debt was in control of our lives. We were using the next paycheck to pay our current bills. How I managed it for so long is beyond me. Three years ago we started the Dave Ramsey Financial Peace program. I am not a spokesperson for his company, it's simply the program we chose to use and we are so grateful we did. I used the audio CD and listened to it over and over again. We … [Read more...]

52 Week Money Saving Challenge – Really a Good Idea?


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52 Week Money Saving Challenge I am sure by now that most of you have seen all of the frugal bloggers posting their 52 week money saving challenge posts. After all, it's the first of the year. Most of us have set the goals we will attempt to achieve in 2014 and are going great guns to get a good head start. If you have followed my page for any amount of time at all, you know I don't always do what other people do. In fact, I live by the mantra that Dave Ramsey sets forth in his books: If being … [Read more...]

Give Back This Holiday Season!


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Ways to Give Back With the hustle and bustle of the holiday season approaching full swing we have put together some ideas to give back this season. Before we get wrapped up in the crazy shopping frenzies, baking marathons, and holiday parties, lets take some time to remember those people who find themselves less fortunate than us. Giving is wonderful and needed everyday of the year, but during the holidays it can lift spirits even more. The people that need help may be your neighbor, a … [Read more...]

Shrinking Cable Bill Part 6-Hulu Plus


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Your Shrinking Cable Bill Interested in a shrinking cable bill? If you have a busy life and are constantly missing episodes your favorite TV shows then Hulu Plus is a good option with its wide collection of current-season television shows. Hulu Plus streams current seasons of the networks hit TV shows, so it’s very easy to watch on the go, or catch up and watch at your convenience. Shrinking Cable Bill with Hulu Hulu Plus is very similar to Neflix, but where as Netflix has a large movie … [Read more...]

Shrinking Cable Bill Part 5-Say Hello To Netflix!


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Shrinking Cable Bill with Netflix Netflix is a subscription based service to help with a shrinking cable bill. For one low monthly price, Netflix members can instantly watch unlimited movies and TV shows streaming over the internet, to PCs, Macs and TVs via a wide range of devices. Choose from the streaming service which offers thousands of movies and/or the DVD rental service. Get your FREE trial HERE! How Does Netflix Work with a Shrinking Cable Bill? Here at our home we are Netlfix … [Read more...]

Shrink Cable Bill Part 4-Amazon Instant Video


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Shrink Your Cable Bill with Amazon As we continue on in our series on how to shrink cable bill, we explore Amazon Instant Video. Here at my house, we just started exploring this option and are very pleased!  Read below on how it works. Also find out how having Amazon Prime can really beef up this option to even better programming! PLUS it gives you even more FREE titles! Amazon Instant Video Programming Options Amazon Instant video with unlimited streaming, lets you watch more than 5,000 … [Read more...]

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