Debt – If You’re Serious About Getting Out of It, Answer the Phone


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Getting Out of Debt As we continue to work on teaching couples how to work on their household finances & getting out of debt, one piece of advice we can give is:  Answer the phone!  If you are serious about getting out of debt, you need to deal with the problems you have gotten yourself into head on. When I think about the stream of emotions that I used to deal with when I had debt problems, I think I honestly had myself convinced that if I didn't answer the phone, the debt really didn't … [Read more...]

Is Your Business Ready for the New Year?


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Getting Business Ready for the New Year This time a year is my favorite of them all, but probably not for the reasons you would think. As a small business owner, I enjoy the end of the year because it’s a slow time for me in my line of work and leaves me plenty of time to get my business ready for the new year. My clients are all out doing their holiday thing while I’m here at home doing mine; my year-end-wrap-up and working for David at The Coupon Wizards! As I was organizing my files and … [Read more...]

How do I Start a Budget?


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Starting a Budget Starting a budget for your household can be exciting, fun, stressful, strained and eye-opening all at once!  If you have never used a budget in your household, this article will give you some good information that will help you get on your way!  The following steps are crucial to your success if you are going to start a formal budget in your household. Enlist the support of your spouse/significant other.   If you don't have the support of your mate, this is going to … [Read more...]

Tax Refunds are STUPID! Don’t Fall Into the Trap


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Stupid Tax Refunds Yeah, that's right, I said it. Tax refunds are STUPID! It is amazing how many people I talk with that "can't wait to get my tax check." Highly educated people that are both friends and family. Why? Why are they so excited? Why are they enamored with the fact that they just gave the Federal Government an interest free loan for the last 12 months? If you get a tax refund (with the exception of EIC, and some special circumstances) STOP! If anyone needs an interest free … [Read more...]

Learnvest – Don’t Fall for These 9 Spending Tricks!


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Quick: Pop quiz! When you go to your favorite grocery store, do you choose a cart instead of a basket? Hum along to the tune that’s playing? Or accept a sample of the new gouda cheese or pine nut hummus on offer? If you answered yes to any of the above, you were likely seduced into spending more than you intended. And insidious ploys to get you to open your wallet are also going on at malls, in dressing rooms and on shopping websites across America. The excerpt above came from this … [Read more...]

Learnvest – Want to get your budget right?


This post may contain affiliate links. Please see Full Disclosure Policy for more information.

Learnvest In the 7 Habits of Highly Effective People, author Steven Covey tells us we must "sharpen the saw".  Simply put, we need to improve our knowledge and refine our skills every single day.  One of the best ways to do this is to "force feed" ourselves. I subscribe to several different daily newsletters that are waiting for me each morning when I wake up.  They range from religious to financial to parenting  and more.  I do this because it allows me to digest my first cup of coffee … [Read more...]

92d3fe425d250a07f0690e7b9446fd75d36d34df8c1539a41f