What are The Coupon Wizards Webinars and What Can I Expect?


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People ask me all the time: "What are the Coupon Wizards Webinars?" so I decided I would finally take a few minutes and write a quick post about them. One of the things that I decided when I launched The Coupon Wizards in January 2011 was that I wanted our page to be different. I wanted it to be more a family or community than just a page that spit out information but was never around when it was time to answer questions. To this end, I began to develop a series of live, online training sessions … [Read more...]

Debt Free? I Am & I Can’t Believe It!


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I'm Finally Debt Free It has taken me a little over 2 years, but I did it. I finally became debt free! Looking back on my financial situation, I can’t believe I let myself get into that mess. I had 2 department cards, a finance company loan, and when I found out I was pregnant with my 4th child, I decided that I needed a bigger car and went out and got a car payment. Becoming debt free has been a journey for me, but I started small. Couponing was the beginning of me taking control of my … [Read more...]

Pay Your Children in Their Currency


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Do You Pay Your Children? Teaching children about money can be as easy or as difficult as you make it. One thing that I have learned from raising my boys is that you need to pay your children in the currency that they desire and understand. To clarify, Grayson understands money. He has been able to figure simple sales tax since he was 5 and he knows what it means to work for a dollar. He understands that he needs to save. He understands that he needs to make good decisions with his spending … [Read more...]

New Freezer, Paid Cash – But Where Did The Money Come From?


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New Freezer, Paid Cash - But Where Did The Money Come From? We have built the emergency fund, but that is for emergencies. It would be easy to just grab some money out of there for something we want, but doesn't that defeat the purpose of labeling it as an emergency fund? You decided to invest in a new freezer, fridge, dishwasher, or  a DIY project  in your home. Where do you find the money? Most of us think we don't have $400 or (maybe more) just lying around, but would be surprised at … [Read more...]

Money Management – 3 Reasons to Negotiate Like Your Kids


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Kids and Money Management How money management can work with kids. Something happens to us as we age. We get soft. No, not around the middle, in our minds. In certain areas of our lives, we lose our edge. I realize that this is a blanket statement so this article will not apply to everyone. However, I do feel like there is something to be gained by all who continue reading. Recently, I have started getting up earlier than normal and getting my workout in before the sun comes up. Not only do I … [Read more...]

Shopping for Cars Tip #3 – Hot Lease Terms are Your Best Friend!


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Tip #3 for Shopping for Cars Before you start going ballistic sending me emails and commenting, please read this entire article on shopping for cars. If you have ever heard me speak, you know that I think that leasing a vehicle is one of the absolute worst financial decisions you can make. It falls right in line with having a car payment in my book. In fact, it's worse because you aren't really paying down any debt, you are perpetuating it! However, by and large people will do what society … [Read more...]

Shopping for Cars Tip #2 – New to you is as Good as New


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Shopping for Cars Shopping for cars can be fun. The anticipation of finally replacing that old clunker is exhilarating. If you followed our advice in Shopping for Cars Tip #1, and have been patient, the reward will very much be worth the wait. The next tip is really quite simple and very straightforward: Buy used vehicles. I am sure that you have heard the cliche that a car depreciates 30% the minute you drive it off the lot. It's honestly not too far from the truth. Once a new car is … [Read more...]

Shopping for Cars Tip #1 – Patience Pays Off


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Shopping for Cars with Patience I have heard the statistics and they are astounding. The majority of people that are shopping for cars will purchase a vehicle within 48 hours of stepping onto the lot the first time. I must admit, I am not helping that statistic any, but it's for a good reason. I don't go to the lot until I am absolutely ready to buy. I think sometimes we purchase cars out of necessity or self-entitlement instead of taking our time to be sure we are buying "value." It's a … [Read more...]

Increase Your Financial IQ


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Want to Increase Your Financial IQ? Looking to increase your financial IQ? One of the biggest New Years Resolutions (probably right behind the diet/weightloss/eating right one) is to start the new year off on a better financial foot. Whether that is cutting spending, saving more, doing both - or just making the decision to START, you are headed in the right direction. We can all fall off the financial wagon during holiday shopping season. It happens, but it's past. Put it behind you, log … [Read more...]

Store Brands, Are They a Good Value?


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Are Store Brands a Good Value? Store brands have come a long way since their inception in the 1970's by Ralph's Super Markets and almost every store we shop at now have their own store brand products on the shelves next to the brand name products, but are they a good value? In many cases, yes they are. When we buy brand name products we are also paying for their research, packaging, marketing and every other expense they incur to bring that product to us. Where do store brands come … [Read more...]

Games Stores Play That Get Us To Pay


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Go Into Games Stores Armed with Knowledge When was the last time you paid attention to the games stores play? I have no doubt that some or all of these tricks have gotten our attention at one time or another. Stores play games to drain our bank accounts. Are you a fighter, walking out with your budget in tact? I'll admit it, I haven't always been the worthy opponent, but I am now far more aware of the spending decisions I make and the impact they have on our finances. You might think … [Read more...]

Spouse Coupon With You?


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Does Your Spouse Coupon with You? Does my spouse coupon with me? Well, he does not 'grocery coupon' or go to the market with me and frankly I am OK with that. I have an efficient system that works very well for me and any deviation costs me time and in some cases money. His interest in groceries go as far as eating them. The biggest problem is that he likes to push the cart and that just messes me all up! What my husband does do is support me. He shares my shopping adventures with his … [Read more...]

Couponing Out Of A Crisis


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Couponing Out of A Crisis Have you ever engaged in couponing out of a crisis? I've gone through times in my life where I have been extremely poor. Enduring this has given me resolve to work hard, budget fiercely and make sure that my children never have to worry about the household being without.  Now we are not rich by anyone's standards, but we are very comfortable. We have what we need and some of what we want. We are also 2 bills away from being debt free, except for the house. This is … [Read more...]

The Ten Traits of EXTREMEly Effective Couponers Trait Two: They Stick to a Rigid Budget!


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Extremely Effective Couponers If you read the first installment of this series, you know that EXTREMEly effective couponers have defined goals.  Interestingly enough, the goals are not isolated to couponing.  When talking to these people, you will know where they are planning on taking their next vacation, which car they plan on purchasing to replace their current ride, where their children are going to school and the list goes on.  The fact is that they plan.  Part of that goal setting and … [Read more...]

3 New Years Resolutions for Every Couponer


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Couponers New Years Resolutions As Christmas approaches and we think forward to 2012, every couponer should be making their New Years Resolutions.  I have taken the last week myself to look back over the past year and determine what we could have done to make our household's financial position even better.  We are certainly at the mercy of the manufacturers to release great coupons.  We are held captive by the stores to make sure that the sales are good and the couponing policies easy to read … [Read more...]

Learnvest – Stop Kidding Yourself!


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Learnvest Tips Stop Kidding Yourself!  That was the title of the email that I got from Learnvest today!  That was enough to make me click the link and read the rest of the article.  Inside, I found an article that listed the "10 spending excuses you need to nip in the bud today".  How does that apply to you?  Do you need to be challenged?  Do you need to be confronted about staying within your budget?  Once of the best ways that you can program yourself to stay on track is to receive … [Read more...]

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