What are The Coupon Wizards Webinars and What Can I Expect?


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People ask me all the time: "What are the Coupon Wizards Webinars?" so I decided I would finally take a few minutes and write a quick post about them. One of the things that I decided when I launched The Coupon Wizards in January 2011 was that I wanted our page to be different. I wanted it to be more a family or community than just a page that spit out information but was never around when it was time to answer questions. To this end, I began to develop a series of live, online training sessions … [Read more...]

How to Get Yourself Out Of Debt


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Get yourself out of debt, you really can do it! Like so many other people our debt was in control of our lives.  We were using the next paycheck to pay our current bills. How I managed it for so long is beyond me.  Three years ago we started the Dave Ramsey Financial Peace program, I am not a spokesperson for his company, it's simply the program we chose to use and we are so grateful we did. I used the audio CD and listened to it over and over again. We followed the program pretty closely but I … [Read more...]

Are You In Debt? This Is My Personal Story


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I normally don't share personal details unless you are an intimate friend.  I'm sharing with you because you can do this. I know you can because we are!  Month after month I had to use the next paycheck to pay for the current bills. We lived like so many others do. We see it, we want it, we charge it. Sound familiar? January 2011 We were $90,000 in debt with credit cards and loans. As of February 2012 (13 months) we should have a remaining balance of $59,144 in debt meaning we will have paid … [Read more...]

Pay Your Children in Their Currency


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Teaching children about money can be as easy or as difficult as you make it. One thing that I have learned from raising my boys is that I need to pay them in the currency that they desire and understand. To clarify, Grayson understands money. He has been able to figure simple sales tax since he was 5 and he knows what it means to work for a dollar. He understands that he needs to save. He understands that he needs to make good decisions with his spending money. He understands that he is going to … [Read more...]

Save Cash while Cleaning up Baby Clothes!


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As we prepare for the arrival of our new baby in September, we are finding a lot of wasted money. There are so many baby clothes that were bought for Ethan that are basically just collecting dust these days. As you know, I am not one to leave money hiding in a dark corner of my house. I am all about turning unused stuff into cash! Enter Reemarkit. Reemarkit is a free online service that allows you to list you unwanted items or shop from other peoples' listings online. The best part? You don't … [Read more...]

Money Management – 3 Reasons to Negotiate Like Your Kids


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Something happens to us as we age. We get soft. No, not around the middle, in our minds. In certain areas of our lives, we lose our edge. I realize that this is a blanket statement so this article will not apply to everyone. However, I do feel like there is something to be gained by all who continue reading. Recently, I have started getting up earlier than normal and getting my workout in before the sun comes up. Not only do I feel better for the rest of the day, but I actually have the whole … [Read more...]

Shopping for Cars Tip #3 – Hot Lease Terms are Your Best Friend!


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Before you start going ballistic sending me emails and commenting, please read this entire article. If you have ever heard me speak, you know that I think that leasing a vehicle is one of the absolute worst financial decisions you can make. It falls right in line with having a car payment in my book. In fact, it's worse because you aren't really paying down any debt, you are perpetuating it! However, by and large people will do what society dictates, so leases will not be going away anytime … [Read more...]

Shopping for Cars Tip #2 – New to you is as Good as New


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Shopping for cars can be fun. The anticipation of finally replacing that old clunker is exhilarating. If you followed our advice in Shopping for Cars Tip #1 and have been patient, the reward will very much be worth the wait. The next tip is really quite simple and very straightforward: Buy used vehicles. I am sure that you have heard the cliche that a car depreciates 30% the minute you drive it off the lot. It's honestly not too far from the truth. Once a new car is driven, it's no longer new. I … [Read more...]

Shopping for Cars Tip #1 – Patience Pays Off


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I have heard the statistics and they are astounding. The majority of people that are shopping for cars will purchase a vehicle within 48 hours of stepping onto the lot the first time. I must admit, I am not helping that statistic any, but it's for a good reason. I don't go to the lot until I am absolutely ready to buy. I think sometimes we purchase cars out of necessity or self-entitlement instead of taking our time to be sure we are buying "value". It's a proven fact that at some point, your … [Read more...]

Holiday Shopping Tips


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Tis the season, let the games begin! We look for the best deals, the best gifts we can find and we usually go overboard because we don't have a plan.  Be reasonable, you do not need to buy something for every person you know and each of their family members. The holiday's are about giving of yourself and showing the people in your life how you feel about them not going into debt.  Plan ahead, organize and stick to the plan Make a list of everyone you want to give gifts to. Design a set … [Read more...]

My One Year Anniversary With The Coupon Wizards


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This week marks my one year anniversary of my first extreme savings shopping trip under the guidance of The Coupon Wizards and what an amazing year it has been. I have no words to express my gratitude  to David and Andrea for their patience, time, knowledge and willingness to help so many people. I had been a Facebook fan for a few weeks and one day I saw something about Publix Italian days come through my feed so I clicked on it. I started asking questions and the next thing I know this … [Read more...]

Are Store Brands A Good Value?


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  Store brands have come a long way since their inception in the 1970's by Ralph's Super Markets and almost every store we shop at now have their own store brand products on the shelves next to the brand name products but are they a good value? In many cases yes they are. When we buy brand name products we are also paying for their research, packaging, marketing and every other expense they incur to bring that product to us. Where do store brands come from? Many store brand products come … [Read more...]

Games Stores Play That Get Us To Pay


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  I have no doubt that some or all of these tricks have gotten our attention at one time or another. Stores play games to drain our bank accounts.  Are you a fighter, walking out with your budget in tact? I'll admit it, I haven't always been the worthy opponent, but  I am now far more aware of the spending decisions I make and the impact they have on our finances. You might think that $9.99 top at Walmart or $5.00 cup of coffee you drank on your way to work this morning is no big deal but … [Read more...]

Does Your Spouse Coupon With You?


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Mine does not 'grocery coupon' or go to the market with me and frankly I am ok with that. I have an efficient system that works very well for me and any deviation costs me time and in some cases money. His interest in groceries go as far as eating them. The biggest problem is that he likes to push the cart and that just messes me all up! What my husband does do is support me. He shares my shopping adventures with his buddies and the ways I save money including the overall effect it is having on … [Read more...]

How Couponing Has Changed My Life


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As I sat here this week and did my taxes I also went  through all my receipts, you see I keep every receipt for every purchase I make and put them in an envelope by month. At the end of the year I go through them and toss what I no longer need. What really struck me this year is the realization of how my spending habits have changed. Last year at this time I was spending $850.00 a month on groceries and saving $125.00. Now I spend $200-300.00 a month and save $800.00. I cannot imagine going … [Read more...]

Sacrificing to Succeed


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Getting out of debt is just like losing weight. It's much more fun and faster to gain it than it is to get rid of. While my husband and I have made sacrifices for the betterment of our home I have personally taken it a few steps further from the foods I buy to the personal products I became accustomed too. The less I spend and the more I sacrifice now the better off  we will be in a very short time.  These sacrifices are only temporary, in two years my gardens will be filled with beautiful … [Read more...]

The Benefits of Couponing


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   We all know that using coupons save us money on groceries and other necessities when we do it right but there are a couple of other perks to it as well like trying other brands or maybe products that are too expensive therefor we pass them by. Any way I look at it couponing has been extremely beneficial for us. The misconceptions of couponing and excuses I don't cook - Do you do laundry, bathe, wash dishes, clean your home or have pets? Busted It takes too much time - Would it be … [Read more...]

Getting out of Debt: Keeping Financial Records


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As many people are fighting the valiant fight to get out of debt, one thing that they tend to skimp on is record keeping. Let's face it, a lot of us that have had debt issues aren't the most organized people in the world, me included. I have had to put conscious measures in place to assure that I do everything in my power to have accurate records on hand in the event I am questioned or accused of "not paying something". As we scratch and claw to get out of debt, emotions run high. We are a … [Read more...]

How Do I Handle Financial Bumps in the Road?


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I recently wrote a post on what we are doing to get out from under  the mountain debt  we've buried ourselves under.  Well December decided to throw a wrench in our plans. While we were able to pay cash for Christmas, we had some unexpected expenses hit us as well as 'not paying attention to the budget' expenses. What happened? Vehicle repair $562.00 Root canal $545.00 (that's not done yet) Restocking freezers $300.00* Brick of drum sticks $157.00* , this should have been paid with band … [Read more...]